Your Easy-Credit, Low Down-Payment Car Store

At Wheel City Auto Finance Centers we are proud to be compared to Heartland Auto Loans and any dealer in Sioux Falls and other South Dakota cities. We have nothing bad to say about Heartland Auto Loans. We want to provide information that will lead to making an informed decision. We looked over the Heartland Auto Loans website in order to do a fair comparison. We did not call to ask about their services nor do we have intimate knowledge of their dealership.




Wheel City Auto Finance Center Sioux Falls

Heartland Auto Loans


We offer an unheard-of 24-month/24,000-mile warranty

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Like it or return guarantee

You can be comfortable and confident that you have chosen the right vehicle for your needs. Enjoy a 72-hour/200-mile return policy. That means you can return the vehicle for any reason up to three days after driving it off the lot.

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Flexible payment plan

We have payment plans for almost every budget and can customize them to match your paydays.


All credit applications accepted

All Credit applications are accepted: We specialize in second chances! No credit is no problem. We love to say YES!


Roadside Assistance

You can rest at ease knowing that we give you 18-month roadside assistance on every vehicle.

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Free Cash-to-You Referral Program

Earn unlimited extra cash through Wheel City's Referral Program.

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Report to Credit Bureau

We report to all major credit bureaus. Monthly credit bureau reporting helps get you back on the right track.


Service after the sale

We service what we sell with our 2-year, 24,000-mile warranty.  We want you to be completely satisfied.

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Read more about the Wheel City Auto Finance difference here.

Check our Sioux Falls inventory here.

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