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Apply today, drive today

One of our auto loan specialists will review your information and get back to you soon. Your information will only be used by Wheel City Auto Finance Centers. We will never sell your information to third parties.

Get Approved Fast

Having a dependable vehicle is a must. Not only does the right car ensure you make it to work on time every single day, it is responsible for keeping your family safe as you drive around town. Unfortunately, getting approved for an auto loan isn’t always as easy as you think. Obtaining an auto loan requires good credit; the kind of credit that some of us just don’t have.

For most of us, living without a vehicle isn’t an option, which means settling on a clunker of a used car that you can afford with cash. That’s not the case when you shop with Wheel City Auto Finance Centers.

No matter what your credit, we can get you into a dependable vehicle

We pride ourselves on finding you the best financing option to purchase your next used car, truck, van, or SUV, no matter what your credit. Not only can you rest easy knowing that you can afford a dependable, safe vehicle, you can also work to rebuild your credit score by shopping for your next car at Wheel City Auto Finance Centers. We specialize in bad credit car loans and buy here pay here options.

Stop by one of our locations

You can always stop by our used car dealership in Sioux Falls or our Rapid City used car dealership to browse our current used car inventory and get the approval process started! We will ask you much of the same information that can be found on our custom form above, but you can speed up the process by arriving in person with the following items:

  • Driver’s license
  • Most recent paystub
  • Utility bill or lease agreement in your name
  • Down payment in cash

Have questions about the approval process or want to learn more about our current inventory of vehicles? We would love to help! Simply contact your nearest Wheel City location today and we’d be happy to answer any questions that you have.

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